How do SSDI and work restrictions affect eligibility in Washington?

By Hogan Smith

Updated 11/18/2025


When applying for Social Security Disability Insurance (SSDI) in Washington, understanding how work restrictions impact eligibility is crucial. Many people may wonder how their ability to work affects their chances of qualifying for benefits. While the process can be complex, knowing the key considerations is essential: What role do work limitations play in SSDI eligibility in Washington?

The Social Security Administration (SSA) has clear rules about how much you can work and still qualify for SSDI benefits. Meeting the SSA's income and work history criteria is necessary, but working beyond certain limits may reduce or eliminate eligibility.

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How SSDI and Work Restrictions Affect Eligibility in Washington

Online Through Your SSA Account

  • The most efficient way to check if work restrictions are affecting your SSDI eligibility in Washington is through your "my Social Security" account at ssa.gov.
  • After logging in, you can track your work history, income records, and see if you meet the SSA’s requirements for eligibility.
  • You can also verify if additional documentation is needed regarding your work status.


By Phone

  • For updates regarding work restrictions and SSDI eligibility, you can call the SSA’s toll-free number at 1-800-772-1213 (or TTY 1-800-325-0778).
  • A representative will explain how your current work activities impact your eligibility and whether you exceed the income limits.


Local SSA Offices in Washington

  • If you need more detailed guidance on your work restrictions and SSDI eligibility, visiting your local SSA office can be very helpful.
  • Speaking directly with an SSA representative may clarify how your job duties and earnings impact your claim and next steps.


What You’ll Need

To inquire about your SSDI eligibility and how work restrictions apply, gather the following:


  • Your Social Security number
  • Your recent earnings records (such as pay stubs or tax forms)
  • Details about your disability and how it limits your ability to work


This information will help SSA staff better assess your situation and provide tailored advice.


Why Understanding Work Restrictions Matters

Understanding how work restrictions affect your SSDI eligibility is essential because:


  • It ensures you remain within the income threshold to qualify for benefits
  • You avoid unintentional overworking that may disqualify you
  • You can take appropriate action if your claim faces complications due to employment


How Long Does It Take?

In Washington, SSDI decisions typically take 3 to 6 months, depending on the complexity of your case and the volume of applications. Tracking your case will help ensure you don’t exceed work limits or miss any important updates.



How Hogan Smith Can Help

At Hogan Smith, we know how challenging it can be to navigate the complexities of SSDI eligibility with work restrictions. Our team can:



  • Help you understand how your work history and income affect your SSDI eligibility
  • Guide you through the SSA’s work limitations rules to ensure you stay within the required thresholds
  • Communicate directly with the SSA to address any work-related concerns that may impact your claim
  • Assist with appealing a denial if your claim is affected by exceeding work limits or other restrictions


Contact Hogan Smith Today

If you’re applying for SSDI benefits in Washington and need help understanding how work restrictions impact your eligibility, contact Hogan Smith for a free consultation. We’ll walk you through the process, clarify the rules, and ensure you stay on track to receive the benefits you deserve.


Further Reading

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Updated February 10, 2025

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Updated February 10, 2025

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Updated February 10, 2025

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