Step 1: Determine Eligibility

Before applying, make sure you meet the SSDI requirements:

• You must have a medical condition that prevents you from working for at least 12 months or is expected to result in death.
• You must have a sufficient work history, meaning you’ve paid into Social Security through payroll taxes for a certain number of years.

Step 2: Gather Supporting Documents

To prepare your application, collect:

• Medical records, test results, and doctor’s notes
• Work history, including job duties and dates
• Personal information such as Social Security number and contact info for healthcare providers

Step 3: Submit the Application

You can apply:

• Online at ssa.gov
• By phone at 1-800-772-1213
• In person at your local Washington Social Security office

Be thorough and accurate—mistakes or omissions can delay your claim.

Step 4: Initial Review

Your application will be reviewed by the Washington Disability Determination Services (DDS), which may:

• Contact your doctors for more records
• Send you for a consultative exam with an SSA-appointed physician
• Ask for additional information or clarification

This stage usually takes 3 to 5 months.

Step 5: Receive a Decision

If your claim is approved, you’ll start receiving monthly SSDI payments and may get back pay.

If your claim is denied, you’ll receive a denial letter with instructions for appeal. Many claims are denied at first, so don’t be discouraged.

Step 6: File an Appeal (If Denied)

Washington residents can appeal through these steps:

1. Reconsideration: A new examiner reviews your case.
2. Hearing: You can request a hearing with an Administrative Law Judge.
3. Appeals Council: If denied again, you can escalate your case.
4. Federal Court: Final option if the SSA still denies your claim.

Each level has a 60-day deadline to respond.